Terms of use
These terms define what quenzio is, what it is not, and what both sides can expect. They are short on purpose. If anything is unclear, ask before you rely on it.
quenzio is an educational AI-agents platform for personal financial literacy. It provides explanations, read-only spending insights, learning paths and goal planning. Content produced by the agents is educational information — not financial, investment, tax or legal advice.
quenzio is not a bank, not an investment or trading service, not a broker and not an advisor. It does not custody funds, does not execute transactions and never promises returns. Decisions about your money remain entirely yours and happen outside the platform.
You provide accurate information when signing up, keep your credentials private and use the platform lawfully. Early access is free; any change will be announced clearly and in advance, and leaving is always free and takes your data with you.
You may not misuse the platform: no attempts to breach security, no scraping at scale, no presenting agent output as professional advice to third parties. Accounts that abuse the service may be suspended, with notice where possible.
We work hard to keep quenzio accurate and available, but the platform is provided "as is" without guarantees of uninterrupted service. To the extent permitted by law, quenzio is not liable for decisions you make with your money — that responsibility, by design, stays with you.
If these terms change, the new version is posted here and, for material changes, active users are notified in advance. Continuing to use quenzio after a change means you accept the new terms; if you do not, you can export your data and leave.